The cost-of-living increase might seem like a distant financial theory, but its effects on your finances are tangible. Simply put, inflation reduces the purchasing power of your savings over time, meaning that what you can buy for £100 today might cost £110 next year. While inflation is a natural part of the economy, not addressing it may diminis
Values-based investing is transforming modern finance, allowing individuals to achieve financial goals while creating meaningful change. From renewable energy funds to firms that prioritize equality, ethical investments focus on aligning financial returns with personal values. Individuals no longer have to compromise between earnings and ethics –
Values-based investing is reshaping the financial world, allowing individuals to achieve financial goals while supporting good causes. From green energy investments to companies championing diversity, responsible financial choices focus on aligning financial returns with personal values. Those who invest no longer have to sacrifice returns for thei
Compound interest is often called one of the greatest financial phenomena, and for good reason. It’s the key to growing your savings, enabling your funds to multiply with time. Unlike non-compounding interest, which is calculated on the original sum, compound interest builds on itself by including prior gains, creating a snowball effect. The quic
The growth of financial technology has dramatically changed how we handle our finances, making personal finance more easy to use, open, and streamlined. Gone are the days of waiting in long queues for banking, as digital tools such as Monzo, Revolut, and Starling let you track your spending, facilitate real-time payments, and even set aside money f